Nova CreditBridging a world of consumer-permissioned credit data

Nova Credit: The Power to Underwrite Anyone

Introduction

Nova Credit provides a unified platform to access consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. Our mission is to enable businesses to underwrite anyone, anywhere, with confidence.

Key Features

• Credit Passport®: Quickly approve qualified newcomers for mainstream credit.
• Cash Atlas™: Enhance credit risk assessment using bank transaction data.
• Income Navigator: Automate income verification with higher completion rates and reduced fraud.
• Multi-Source Data Orchestration: Integrate data from various sources to increase coverage and optimize for latency.
• Fraud Prevention: Utilize source-based data to prevent fraud and improve risk assessments.

Use Cases

• Reach New Consumers: Access trusted, consumer-permissioned financial data to unlock new consumer segments.
• Reduce Portfolio Risk: Improve risk assessments with accurate debt-to-income ratios and true income data.
• Automate Income Verification: Increase coverage and completion rates while reducing fraud.
• Multi-Source Data Integration: Leverage data from credit bureaus, banks, payroll systems, and documents.

Pricing

Nova Credit offers tailored pricing plans to meet the needs of various businesses. Contact our sales team to get a customized quote based on your specific requirements and usage.

Teams

Nova Credit is led by a team of experts in credit risk and lending. Our dedicated services team provides trusted integration services, strategic advice, and ongoing support to ensure seamless implementation and operation of our platform.

Join the thousands of businesses worldwide that trust Nova Credit to unlock over $10 billion in credit value for consumers. Implement cash flow underwriting or international credit data 9–12 months faster than in-house alternatives with our purpose-built solutions designed to predict creditworthiness and transform new data sources into proven risk insights.