Nova Credit
Nova Credit provides a single platform to access unified consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data.
Product Highlights
- Cash Atlas™: Improve your credit risk assessment using bank transaction data.
- Income Navigator: Automate income verification with higher completion rate, reduced fraud, and increased coverage.
- Credit Passport®: Quickly approve qualified newcomers for mainstream credit for better product terms.
Use Cases
- Reach New Consumers: Access trusted, consumer-permissioned financial data to unlock new consumer segments.
- Integrate Multiple Data Sources: Leverage data from multiple sources to increase coverage and uptime while optimizing for latency.
- Reduce Portfolio Risk: Prevent fraud with source-based data and improve risk assessments with true income and more accurate debt-to-income ratios.
Target Audience
Businesses that extend credit, such as banks, fintechs, housing agencies, and mobile phone providers.
