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KoshCreating Microfinance 2.0.

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

2020-03-09
Active
Early
W20
56
Fintech
IndiaSouth AsiaRemotePartly Remote
Kosh screenshot
More About Kosh

Kosh - Community Finance

Building Microfinance 2.0 - Joint Liability Loans for Blue Collar Workers

Key Features

  • Instant Loan: Get loans up to Rs 2,00,000 directly in your bank account.
  • Lower Interest Rate: Enjoy competitive interest rates.
  • Paperless Process: Complete your loan application by filling in your personal details and uploading KYC documents.
  • Earn Cashback: Refer friends and family to earn cashback every time they apply for a loan.
  • Flexible EMIs: Select EMI date and amount as per your convenience.
  • Community Network: Earn and learn with your friends and near ones.

Use Cases

  • Personal Loans: Quick and easy access to funds for personal needs.
  • Business Loans: Support for small businesses and entrepreneurs.
  • Emergency Funds: Immediate financial assistance in times of need.
  • Education Loans: Financial support for educational purposes.
  • Home Renovation: Loans for home improvement projects.

Pricing

Kosh offers competitive interest rates and flexible EMI options tailored to your financial needs. Detailed pricing information is available upon application.

Teams

Kosh is powered by a dedicated team committed to revolutionizing microfinance for blue-collar workers. Our team works tirelessly to provide innovative financial solutions and exceptional customer service. Partner with Kosh to be part of a community-driven financial ecosystem.