Karat Financial logo

Karat FinancialBetter financial services for creators

We're building the one-stop shop for creator finances. Your favorite digital creators—the ones you follow every day on YouTube, Instagram, TikTok or Twitch—aren’t just extraordinarily talented personalities and community builders. They’re also businesses. That means they have business needs—managing revenues, expenses, savings, credit, banking. We’re building products that help creators spend less time worrying about finances so they can focus on creating.

2020-03-15
Active
Early
W20
40
Fintech
United States of AmericaAmerica / CanadaRemoteFully Remote
Karat Financial screenshot
More About Karat Financial

Karat • Financial Services for Creators

Empowering Creators with Financial Solutions

Key Features

  • Credit Card: Limits based on social stats and cash flow, not traditional credit scores.
  • Banking: Earn up to 2.00% APY on deposits with no hidden fees.
  • Insights: Analyze financial and social stats to identify strengths and areas for improvement.
  • Taxes: Customized tax packages and one-on-one strategy sessions with specialized tax partners.

Use Cases

  • Credit Card: Ideal for creators who need higher spending limits and better rewards.
  • Banking: Perfect for those looking to earn more on their deposits and keep their money safe.
  • Insights: For creators wanting to understand their business better and make more money.
  • Taxes: Tailored for creators needing specialized tax services and strategies.

Pricing

  • Credit Card: No annual fees, earn 1-3 points back on every dollar spent.
  • Banking: No hidden fees, just $10 to send wires.
  • Taxes: Fully customized packages based on your needs.

Teams

Karat is backed by a team of financial experts and creators who understand the unique challenges of the creator economy. Our mission is to provide tailored financial services that help creators grow and succeed.