EnvelopeWe remove the friction of managing family finances.

Envelope - Envelope Budgeting Made Simple

Introduction

Envelope is a financial technology company revolutionizing personal budgeting with a seamless and flexible banking platform. Say goodbye to juggling multiple apps and hello to effortless budgeting.

Key Features

• Useful Notifications: Customize the types and timing of notifications you receive.
• Flexible Budgeting: Allocate a percentage of your paycheck for one bill and a set amount for another with ease.
• Physical & Virtual Cards: Instantly access your account with a virtual card, perfect for online payments.
• Available Balance: Easily manage your available-to-spend amount and view your total balance.
• Secure from the Start: Request new virtual card numbers, lock your account, and request physical cards anytime.
• Joint Accounts: Share financial responsibilities and goals with joint accounts.
• Track Spending: Monitor your budget and adjust balances across your account and individual envelopes.

Use Cases

• Personal Budgeting: Simplify your financial management with a single platform.
• Family Finances: Manage joint expenses and savings goals effortlessly.
• Online Shopping: Use virtual cards for secure online transactions.
• Expense Tracking: Keep a close eye on your spending habits and adjust your budget accordingly.

Pricing

Envelope offers competitive pricing with various plans to suit different needs. Enjoy high-yield savings with an APY of 4.55%, effective as of 02/15/2024. Note that fees may affect earnings on the account.

Teams

Envelope is powered by a dedicated team of financial technology experts committed to enhancing your budgeting experience. Join our team and be part of a company that cares about your financial wellbeing.

Banking services are provided by Pacific West Bank, Member FDIC, ensuring your funds are insured up to $250,000. The Envelope Money Visa® Debit Card is issued by Pacific West Bank, N.A. and can be used anywhere Visa cards are accepted.