Gauss logo

GaussLower interest rates on existing credit cards

Gauss allows people with good credit scores to significantly lower interest rates on their credit cards while they keep using them. Users connect their credit cards to the mobile app and get a revolving credit line in under 10 minutes. Gauss tracks and automatically pays off any expensive balance on connected cards, saving users thousands of dollars on interest charges and helping them pay off card balances faster and improve credit scores.

Credit Score Improvement4
Debt Consolidation2
2022-03-01
Active
Early
W22
16
Fintech
United States of AmericaAmerica / CanadaRemoteFully Remote
Gauss screenshot
More About Gauss

Gauss | Build Credit & Pay Off Debt Faster

Introduction

Gauss is a revolutionary financial tool designed to help you manage and pay off your credit card debt faster while building your credit score. With Gauss, you can take control of your finances, reduce interest charges, and achieve financial freedom.

Key Features

  • Low APR Credit Line: Transfer your high-interest credit card balances to a low APR Gauss credit line.
  • Automatic Payments: Autopay all your credit card bills from a single app to avoid late fees and overdraft fees.
  • Rewards Program: Earn Gauss reward points for timely payments and app interactions, which can be used to reduce APRs, increase credit limits, and access premium products.
  • Credit Builder: Improve your credit score with no credit checks and low monthly payments.
  • Personalized Financial Advice: Chat with an AI-powered personal assistant for tailored financial advice.
  • Investment Opportunities: Auto-invest into diversified ETFs from your card bills to build wealth while paying off debt.

Use Cases

  • Debt Management: Pay off any credit card balance using a low-interest credit line from Gauss.
  • Credit Score Improvement: Use Gauss Credit Builder to enhance your credit score without hassle.
  • Financial Planning: Build a personalized payoff plan and budget using the Gauss app.
  • Cost Savings: Lower your APR and save money on interest charges.
  • Investment Growth: Earn returns on your cash and boost earnings with timely credit card payments.

Pricing

Gauss offers a membership starting at $4.99/month, which can be canceled anytime. The APR for the Gauss credit line ranges from 14% to 18%, depending on your credit profile and other factors. Use the Gauss payoff calculator to estimate your debt-free date and potential savings.

Teams

Gauss is built by a team of veterans from global banks like Citi and world-class software engineers. Our mission is to help people use debt to improve their financial well-being. We prioritize data security and privacy, working with reliable data providers like Plaid and Equifax to ensure your information is safe.

Join Gauss today and take the first step towards a debt-free future!

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