SpadeEnriched transaction data you can build on

Spade | Transaction Enrichment API

Real-time Merchant Intelligence for the Card Ecosystem

Key Features

• Real Data: Leverage a ground-truth data network that matches transactions to actual merchant identities.
• Broader Coverage: Get complete, standardized data for over 99.9% of U.S. merchants, from nationwide chains to small local shops.
• Deeper Insights: Go beyond MCC and NAICs codes to precise spend categories and geographic coordinates, plus additional fields like logo, website, business hours, and customer spending histories.
• Real-time Response: Process, enhance, and return transaction data in under 50ms.
• Easy Implementation: Simple, turnkey integration that can be completed in under an hour.
• Secure Solutions: SOC 2-certified company backed by seasoned investors and a team of experienced industry experts.

Use Cases

• Enhance Real-time Authorization: Improve real-time authorization capabilities, implement granular spend controls, and optimize user experience.
• Understand Your Customers: Gain greater visibility into customer spending to build tailored experiences that boost engagement and lifetime value.
• Stop Fraud in Its Tracks: Advance fraud detection models with exact geographic data, categorizations, and merchant details.
• Leverage Fraud Insights: Detect and prevent transactions from potentially risky merchants to protect customers and reduce chargebacks.

Pricing

Spade offers competitive pricing tailored to your transaction volume and specific needs. Contact us for a detailed quote and to learn more about our pricing tiers.

Teams

Spade is built by a team of experienced industry experts and backed by seasoned investors, including Flourish, a16z, Gradient, Y Combinator, and Dash Fund. Our developer-focused API works out of the box with no complex setup or configuration, and is issuer/processor agnostic, allowing for seamless integration in under an hour.