Nova Credit is a consumer-permissioned credit bureau with two products that help businesses make more fair and informed decisions on millions of ‘thin file’, no credit history, or new-to-country applicants. The Credit Passport® unlocks cross-border credit bureau data to help businesses underwrite new-to-country newcomer populations. The Cash Atlas™ provides greater insight into the cash flows of any applicant, including verifying their income with greater precision than alternatives. Businesses use these products to approve more applicants without taking on more risk, and consumers are empowered to put their best foot forward in their applications. The company’s differentiated data sources and proprietary analytics are used by leading organizations like American Express, Verizon, HSBC, SoFi, and Yardi. Nova Credit is backed by investors including Kleiner Perkins, General Catalyst, Index Ventures, and Canapi as well as executives from Goldman Sachs, JPMorgan, and Citi. Learn more at www.novacredit.com or reach out to [email protected].
Nova Credit provides a unified platform to access consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. Our mission is to enable businesses to underwrite anyone, anywhere, with confidence.
Nova Credit offers tailored pricing plans to meet the needs of various businesses. Contact our sales team to get a customized quote based on your specific requirements and usage.
Nova Credit is led by a team of experts in credit risk and lending. Our dedicated services team provides trusted integration services, strategic advice, and ongoing support to ensure seamless implementation and operation of our platform.
Join the thousands of businesses worldwide that trust Nova Credit to unlock over $10 billion in credit value for consumers. Implement cash flow underwriting or international credit data 9–12 months faster than in-house alternatives with our purpose-built solutions designed to predict creditworthiness and transform new data sources into proven risk insights.
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